Benefit Design Services is able to target the life insurance program that is the perfect fit for your needs.

Here are some important benefits of life insurance options available through BDS:

• Special Underwriting. At the initial enrollment, all programs are available on the employee, spouse and children without a physical exam or regard to past or present health conditions up to the guaranteed issue limits set for the individual account.
• Total Flexibility. Programs are available for spouse and/or children without purchasing coverage on yourself.
• Immediate Protection. Upon completion of the appropriate forms, the policy is in force immediately providing eligibility requirements are met. No waiting period!
• Portable Contract. In the event that you terminate employment, retire, or resign from your current employer, you have the option to maintain your policy with no decrease in benefits or increase in premiums
• Loans available on accumulated cash values
• Accelerated Benefit options are included.
• Participation in this program is entirely voluntary.

Talk to a Benefit Design Services representative for further details. Call us toll-free at 800-982-9280.