Benefit Design Services can connect you with the right plan to receive tax-free income on a monthly basis if you cannot work due to a disability caused by sickness or accident off the job.

General Plan Highlights:

  • Short-term coverage with a 7 or 14 day elimination period paying up to 6 months of benefit per occurrence. Longer benefits are also available.
  • Long-term coverage starting after 6 months and paying up to 5 years of benefits per occurrence.
  • Special Underwriting opportunities available. At the initial enrollment, all programs are available without a physical exam and regardless of past or present health conditions up to the guaranteed issue limits set for the individual account. Pre-existing conditions may be considered for one year.
  • Participation in this program is entirely voluntary!

Are you prepared if a disabling situation strikes? Talk to a Benefit Design Services representative for further details. Call us toll-free at 800-982-9280.


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